Maldives Cost: How Much Does a Trip to the Maldives Really Cost?

When people think of the Maldives, a tropical island nation in the Indian Ocean known for overwater bungalows, crystal-clear waters, and luxury resorts. Also known as the Maldivian Islands, it’s one of the most sought-after destinations for travelers seeking sun, sand, and seclusion. But here’s the real question: Maldives cost isn’t just about the price tag on a resort—it’s about flights, transfers, food, and what you’re actually getting for your money.

Most travelers assume the Maldives is only for the ultra-rich, but that’s not the whole story. You can find budget-friendly options if you know where to look. A round-trip flight from major U.S. or European cities can run $800–$1,500, depending on season and how far in advance you book. Once you land, you’ll need a speedboat or seaplane transfer to your island—these can cost $150–$400 per person, one way. That’s often not included in the resort rate, and it’s a surprise many don’t see coming.

The accommodation, ranges from budget guesthouses on local islands to high-end resorts with private pools and butler service is where most of your budget disappears. A basic room on a local island like Maafushi might set you back $80–$120 a night, while a luxury overwater villa at a top resort can easily hit $1,000–$3,000. Don’t forget meals: resort dining is expensive—$50–$100 per person for dinner is common. But if you stay on a local island, you can eat at local cafés for $5–$10 a meal. The same goes for activities: snorkeling is often free, but scuba diving, sunset cruises, and dolphin tours add up fast.

There’s also the timing, when you go affects everything—from weather to prices. Peak season runs from November to April, when the skies are clear and the water is calm. That’s when prices spike. If you’re flexible, consider May to October—the rainy season. You’ll get heavy downpours, but rooms drop by 40–60%, and you’ll have the beaches almost to yourself. Many travelers don’t realize this trade-off, but it’s one of the smartest ways to cut the Maldives cost without missing out on the magic.

You’ll also need to budget for visas (free on arrival for most nationalities), travel insurance, tips, and souvenirs. A good rule of thumb: add at least 15% to your quoted resort price for hidden fees. And remember, the Maldives isn’t like Bali or Thailand—you can’t just hop on a bus and explore. Everything is island-hopping, and that costs time and money.

Below, you’ll find real traveler experiences, breakdowns of actual spending, and tips on how to make the Maldives affordable without turning your dream trip into a financial nightmare. Whether you’re planning a honeymoon, a solo escape, or a family getaway, the cost doesn’t have to break you—just know where to look.